What’s included

• Every negative item disputed on day one — most companies process about five a month, because they bill you monthly.
• Monthly updates by text and email, plus a portal where you see every round.
• Up to a full year of processing at no extra charge if your file needs it. That’s in the agreement, not a favor.
• Up to $1,000,000 of identity theft protection through your credit monitoring the whole time you’re with us.
• A real person to talk to.

Three ways to pay

Identical program on all three. The only difference is how long we finance it — the less we finance, the less it costs you, and we pass that straight through.

Adding a spouse doesn’t change the payment amount — you just make one extra payment.

What we don’t do

• We don’t guarantee results. Nobody legally can, and anyone who tells you otherwise is selling you something.
• We don’t promise a score. We dispute and process negative items — that’s what you’re paying for.
• We don’t do a hard pull. You’ll enroll in credit monitoring so we can see your report. Soft pull, no score impact.
• We don’t bill you forever. Fixed price, fixed end.

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